Shop off-exchange through a broker, compare small-group plans with carriers, or...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

Shop off-exchange through a broker, compare small-group plans with carriers, or use an HRA to reimburse individual coverage. Before comparing prices, check whether employees’ doctors and preferred hospitals are in each plan’s network.