소액결제는 디지털 시대의 억압적인 결제 수단으로 자리매김하고 있을 것이다. 이는 특별히 온,오프라인 쇼핑이나 스마트폰 애플리케이션을 통해 간단히 이용되며, 사용자들에게 편의성을 공급합니다. 예를 들어, 음원이나 동영상 콘텐츠를 구매할 때, 소액 결제를 통해 당장 이용할 수 있을 것입니다. 그런가하면, 온라인 게임에서 아이템을 구매할 경우도 소액 결제가 자주 이용되며, 이는
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