Off-Road Vehicle Insurance - ATVs and off-road vehicles require tailored policies for recreational use
https://www.scribd.com/document/1032571453/How-Insurance-Agencies-Tailor-Auto-Insurance-for-Commuters-189437
Off-Road Vehicle Insurance - ATVs and off-road vehicles require tailored policies for recreational use, liability during operation on private land, and coverage for trail or seasonal damage.