Lifetime cover sounds like a safety net, but insurers often hike premiums...

https://yenkee-wiki.win/index.php/What_Counts_as_a_Pre-Existing_Condition_if_My_Dog_Had_One_Vet_Visit%3F

Lifetime cover sounds like a safety net, but insurers often hike premiums annually. When a bilateral cruciate repair can easily top £7,000, you need a policy that actually pays out without you fighting every invoice