fee-only financial planning 5

https://therealfinancialplanningtoday.quillnesty.com/posts/why-more-people-are-turning-to-real-financial-planning-services-for-unbiased-advice

Fee-only financial planning is when an advisor charges a flat fee or hourly rate for their services, rather than earning commissions from selling you products. For me, this setup feels more transparent—I know I'm paying for their time and expertise, not for them to push investments or insurance policies that might not be best for me.