A small business can shop off-exchange through a broker, compare small-group...

https://www.bookmark-ignite.win/small-businesses-can-shop-for-coverage-through-a-broker-contact-insurers

A small business can shop off-exchange through a broker, compare small-group plans directly with carriers, or consider an HRA for individual coverage. Before comparing prices, check that each plan includes your team’s doctors and nearby hospitals.